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Our Process

Developing a solid financial plan means doing some homework – on your part and ours. From examining your current situation to setting goals to deciding how to measure your progress, our professionals are uniquely qualified to take you through the financial planning process. A partnership with one of our advisors will involve these six main steps:

  1. Identify your needs and objectives. Everyone’s financial situation is unique, so no two financial plans should be alike. Our first step is to learn what makes your situation unique. 
  2. Gather information about your finances and set goals. We will discuss your current financial situation and gather any necessary documents. Together we will define your personal and financial goals, including time frames. We’ll also discuss your comfort level when it comes to taking financial risks.
  3. Analyze and strategize. We will take all your finances into account and determine how to meet your goals step by step. Our analysis may cover your assets, liabilities, cash flow, current insurance coverage, investments, and tax strategies.
  4. Develop recommendations. Next, we’ll go over the financial recommendations developed from the above steps, explaining the rationale so you can make informed decisions. We will address your questions and concerns and revise recommendations if necessary.
  5. Put plan into motion. Together we’ll agree on the best way to implement a plan for all parties involved. Financial situations are complex, but the most effective solutions are simple and easy to understand.
  6. Monitor progress and stay on track. We will work as a team to effectively monitor progress. Communication is key – we want to know when you have notable changes in your life. A sound financial plan is not static but evolves with the changes in our lives.